Frequently Asked Questions

You've got questions. We've got answers.

What is credit repair?

Credit repair is the process of addressing any questionable negative items that could be hurting your credit profile. If the bureaus and your creditors can’t verify these items are fair and accurate, they are required to remove them by law.

Can you Guarantee removals?

Sadly, we do not. Credit repair just isn’t something that can be guaranteed. What we can guarantee, however, is that we will do everything in our power to help you achieve the credit score you deserve.

How will i know my credit is reapaired?

As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. To access your account online, use the login information you created during the signup process. If you’re having any problems logging in, or just need additional assistance, feel free to contact us.

How long does it take to repair my credit?

Unfortunately, there is no quick way to “repair” or “fix” your credit. The length of time it takes to rebuild your credit history depends on how serious your credit issues were and how your credit history was affected. It could take just a few months or more.

That being said, past members have seen an average increase of 40 points in just four months, and have typically stayed with us for six months.

In either case, there are steps you can start taking right away to help get your credit back on track.

What can be removed from my credit report?

Anything inaccurate, unfair or unverified can be challenged with the bureaus and your creditors. This includes collections, late payments, charge-offs, liens, bankruptcies, repossessions and more.

What is a good credit score?

Generally speaking, there are five tiers of credit score. A good credit score is anything above 670.

Do negative items stay on my credit report forever?

No, but it might feel like it. Most negative items will fall off of your report after seven years, though it could take as long as 10. If you’d rather not wait that long, credit repair is a great alternative.

Can I repair my credit on my own?

Yes. You just need to contact the bureaus and your creditors to address any errors on your credit. That being said, this process is time consuming and confusing. Working with a reputable credit repair company like can help you remove these items from your reports quickly and efficiently.

How high can my credit score go? and How Low?

Credit scores range from 300 – 850

Is credit Repair legal?

Of course. You have a right to a fair, accurate and substantiated credit profile. Credit repair is simply one of the ways to help you get there.

What are the three credit bureaus?

The three main credit bureaus are Equifax, Experian and TransUnion. When lenders want to see your credit report, they will request it from one or more of these reporting agencies.

Can I get a free credit report?

The credit bureaus have to provide you with a free credit report every 12 months–it’s the law. You can claim this free credit report from, or by calling 1-877-322-8228. You will need to provide your name, address, Social Security number and date of birth to verify your identity.

What happens if I don't pay?

We’ll stop your service. We won’t delete your account, but unfortunately, we can’t provide our services for free. If you can’t afford your current service level, however, we are more than happy to work with you to provide a different product more suited to your needs and budget.

How do I cancel?

If we aren’t meeting your expectations or you no longer need our service, you can cancel at any time. Just remember, credit repair isn’t going to happen overnight.
To do so, you can cancel your engagement agreement at any time by contacting us